TJSB Sahakari Bank Ltd, India’s fourth largest multi-state co-operative bank, announced its audited financial results for the financial year ended March 31, 2026, recently. In a significant milestone, the bank has surpassed its benchmark target of Rs 25,000 crore in total business mix in its 54th year. It also expanded its footprint into two new states Rajasthan and Chhattisgarh strengthening its position as a growing multi-state co-operative bank. The bank’s branch network now stands at 165, following the addition of new branches and strategic amalgamation during the year. For FY 2025–26, the bank reported a total business mix of Rs 25,360 crore, comprising total deposits of Rs 16,244 crore and advances of Rs 9,116 crore.

 

The bank recorded a gross profit of Rs 287 crore and a net profit of Rs 155 crore, informed the press release. The bank continues to maintain robust asset quality, with gross NPA at 3.11 per cent and net NPA at 0 per cent, reflecting prudent credit management and effective recovery mechanisms. Chairman, Sharad Gangal stated at the press conference, “Crossing the Rs 25,000 crore business mix benchmark is a defining milestone for TJSB Bank. This achievement reflects the trust of our customers and our disciplined approach to growth. We remain committed to sustainable growth and strong governance.”

 

Vice Chairman, CA Vaibhav Singavi said, “Our financial performance this year demonstrates consistency and balance, backed by strong capital adequacy and stable asset quality. We have maintained disciplined risk management practices, ensuring continued confidence among our stakeholders.” MD & CEO, Nikhil Arekar said, “This year, the bank has achieved a landmark milestone by surpassing Rs 25,000 crore in total business mix, underscoring its strong and sustained growth momentum. Our entry into Rajasthan and Chhattisgarh, addition of new branches, and the amalgamation of Citizen Cooperative Bank Ltd. Goa and the Sawantwadi Urban Co-operative Bank Ltd., reflects our focus on expansion and scale.” In addition to sustained business growth, current year will be the year of consolidation. Bank may explore inorganic growth opportunities as suitable prospects arise, he added.