NEW DELHI :
DEPOSITS in bank accounts opened under the Jan Dhan scheme, launched about seven and half years ago by the Government, have crossed the Rs 1.5 lakh crore mark. As per the latest Finance Ministry data, the total balance in over 44.23 crore Pradhan Mantri Jan Dhan Yojana (PMJDY) accounts was at Rs 1,50,939.36 crore at December end, 2021. As per the Finance Ministry data, of the total 44.23 crore accounts, 34.9 crore were with the Public Sector Banks, 8.05 crore with regional rural banks, and the rest 1.28 crore with Private Sector Banks. Also, 31.28 crore PMJDY beneficiaries were issued RuPay debit cards.
It may be noted that the number of RuPay cards and their usage has increased over time. As per the data, 29.54 crore Jan Dhan accounts were held in rural and semi-urban bank branches. Nearly 24.61 crore account holders were women as of December 29, 2021. During the first year of the scheme 17.90 crore PMJDY accounts were opened. There is no requirement of maintaining minimum balance in Basic Savings Bank Deposit (BSBD) accounts, including Jan Dhan accounts.