TJSB Sahakari Bank Ltd commemorated its 54th Foundation Day by reinforcing its growth trajectory through the launch of new digital initiatives, the integration of cooperative banks through amalgamation, and its entry into new states - clearly reflecting the year’s theme, Expanding Horizons. The bank announced a suite of customer-centric digital initiatives designed to enhance convenience, security, and speed. These include the launch of prepaid cards for secure and controlled spending, the premium select debit card offering exclusive lifestyle privileges, a Digital Loan Origination System to streamline credit processing, integration of UPI within the TJSB SMART platform, expansion into UPI Merchant Acquiring, and onboarding onto the Reserve Bank of India’s Unified Lending Interface (ULI)—positioned as the credit-side equivalent of UPI.

 

Speaking on the occasion, the Managing Director & CEO of TJSB Bank Nikhil Arekar said: “Our 54th Foundation Day is a moment to reflect on our journey while firmly focusing on the future. Digital innovation, geographic expansion, and strategic consolidation are central to our growth strategy. These initiatives strengthen our ability to deliver secure, efficient, and accessible banking.” Chairman of TJSB Bank Sharad Gangal added: “TJSB’s growth has always been anchored in member trust, strong governance, and cooperative values. Our past amalgamations, the proposed integration of Bhavani Sahakari Bank Ltd., and our expansion into new states are deliberate steps toward long-term stability and sustainable growth.”